Tuesday, September 9, 2025 / by Lauren Kerschen
Can You Afford a House Right Now?
Think you can’t afford to buy a house right now? Let’s run the numbers.
Most people don’t reach out to a realtor because they assume they’re priced out. They think:
- ? I probably need 20% down
- ? My credit isn’t perfect
- ? I’ll never get approved for enough
- ? I should wait until I make more
But here’s what’s actually true:
- ? You can buy with as little as 3% down
- ? FHA works with credit scores as low as 580
- ? Down payment assistance is real, and available
- ? You can get pre-approved in 15 minutes and adjust from there
I’ve had clients who thought they needed $40,000 just to start. We ran the numbers and they bought with less than $10K. Others thought they needed to wait 2 more years. They moved in 90 days later.
You don’t have to guess. You don’t have to commit. You just have to ask.
DM me “numbers” and I’ll break it down for you — based on your situation, not assumptions.

